Why Trading Time for Money Might be the Smartest Way to Quit Your Day Job


This post is part of my series Six Figure Offers Simplified on The Spiritually Ambitious Substack, click here to subscribe.


You want freedom so badly it physically hurts sometimes.

Like… real freedom.

Work-from-cafés-all-over-the-world kind of freedom. Slow mornings to journal and meditate kind of freedom. Not-needing-to-get-your-vacation-time-approved kind of freedom.

You want to be the one in charge of your life. You’re an adult, after all—you don’t want to ask permission to schedule a doctors appoint. Your life shouldn’t be limited by some corporation’s PTO policy.

But it’s not just about scheduling your own vacations or going to a yoga class on a Tuesday afternoon. It’s deeper than that.

You want freedom from the job that’s draining the absolute life out of you. Y

ou don’t want to keep trading pieces of your soul for financial security. (As dramatic as that sounds—it’s exactly what it feels like.)

You’ve got the passive income bug

Right now, you’re showing up to work, holding it together on the outside… But on the inside? You’re dreaming of a way out. And not just dreaming anymore—you’re actually taking real steps to make it happen.

Enter.... your passive income sidequest.

Because “make money while you sleep” sounds like exactly the vibe you’re going for.

So in your “spare time” (aka evenings and weekends when you’d honestly rather be sleeping or spending time with your family), you’re hunched over your laptop, trying to crack the code.

Courses. Digital products. Funnels. Memberships.

You’re bouncing between ideas, watching trainings, downloading freebie after freebie. You’ve written a sales page, built a funnel, created a $37 digital product… and sold exactly two.

Yupp. You spent 40+ hours on something that made you $74. And most of it felt heavy, forced, frustrating. (Which is NOT what you want your business to feel like).

You’re doing everything right… so why isn’t it working?

Nothing’s quite landing—and the further you get into it, the more stuck you feel.

You’re trying to do everything right, and still… no traction. No momentum. No real money.

And underneath all that? You’re terrified. You’re scared of building the wrong thing. Scared of burning out again. You know you want a business that supports your life—not one that costs you even more of your energy.

Of course you’ve thought about 1:1 work. But your nervous system panics at the idea.

Everything in you screams:

“Don’t go back to trading time for money. That’s what I’m trying to get away from!”

The last thing you want is to build your own business… only to recreate your clinical job in a prettier outfit.

You want something that runs in the background. You want sustainability. Spaciousness. Simplicity. You want to sip matcha and read Brené Brown on a Tuesday afternoon and know your business is still working for you.

Here’s the problem no one talks about

You’re doing all the “right” things… and the money still isn’t coming in.

You’re building the funnel. Writing the nurture sequence. Trying to reverse-engineer someone else’s six-figure launch.

You’re learning marketing frameworks and crafting content calendars—but it all feels… off.

And in this post, I’m going to tell you why.

I’ll break down exactly what’s keeping your “passive income plan” from working — and what to do instead.

Here’s what we’re diving into 👇

💸 The Passive Income Trap

  • The hidden reason your digital product isn’t selling
  • Why “doing everything right” is secretly keeping you stuck
  • How the chase for scalability is burning you out before you’ve even begun

🧠 The Real Reason It’s Not Working

  • The key difference between building like a marketer vs. a healer
  • Why your presence—not your funnel—is your most profitable asset
  • The mindset shift that unlocks real traction and flow

🚀 The Lesson from the Airbnb Origin Story That Will Get Your Business Off the Ground

  • Why Hiding Behind Websites, Funnels, and “Perfect Branding” Sabotages Business Growth
  • The Importance of Doing Something Unscalable to Build Momentum
  • How to Implement the Airbnb “Go to Your Users” Strategy in Your Business

🌱 The Unscalable Strategy That Gets You Paid

  • The Quit Your Day Job Math
  • Why 1:1 coaching is the fastest path to clarity, confidence, and cashflow
  • How to create traction before you try to scale

The rest of this post is for the Inner Circle. Want in? Click here to start your free 7-day trial—cancel anytime.


XO, Coach Chels


If you want to package your expertise into a $3k coaching offer and enroll your first 3 clients in 12 weeks, you’ll want to jump into Create Your Six Figure Offer.

If you want the roadmap of how I went from confused clinician → paid coach, grab the Playbook. This is where I break down the 5 steps that helped me land my first clients without a niche, an offer, or any followers

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